Home Income Tax How to E-Verify Your Income Tax Return
How to E-Verify Your Income Tax Return

How to E-Verify Your Income Tax Return


How to E-Verify Your Income Tax Return?

When you file your Income Tax Return or ITR, the next step would be to complete the verification of the same. Only if your return is verified and confirmed will it be processed by the Income Tax Department. As a result, we can also say that you or any tax payer for that matter would get a refund, only if your return is filed, verified and validated.
Typically, when you file an ITR without using the DSC or the Digital Signature Certificate, you have to physically send the ITR-V pertaining to the ITR filed to the Income Tax Department Office. But you do not need to deliver the actual ITR-V after properly e-e-verifying your ITR. If you do not wish to use e-verification, you must deliver the physical ITR-V by sending the same in hardcopy after signing it to the Income Tax Departments Office.
But majority of the tax payers today prefer e-verifying their return over sending of the ITR-V physically to the Income Tax Department. And for this you may e-verify your ITR using a variety of techniques.
You can e-verify your return using any of the modes listed below:

  • By generating new Aadhaar OTP
  • By using an existing Aadhaar OTP
  • By generate EVC through bank account or the net banking credentials
  • By generate EVC through Demat account
  • By generate EVC through bank ATM option
  • By using an existing EVC.

Here OTP stands for One Time Password and EVC stands for Electronic Verification Code.

Steps For E-e-verifying ITR

So, after logging into your e-filing account under the official portal of the Income Tax Department, let’s look at how to e-verify your ITR using the above stipulated methods.
Firstly, you have to go to the Income Tax Portal, namely, www.incometax.gov.in and log in to your e-filing account, using the PAN and password credentials.

Now, you will be re-directed to the homepage of the income tax portal personal account. Then select e-File tab on the top left, and under that choose, ‘Income Tax Returns’. Then there will be another menu appearing, from which, you will have to choose, ‘E-E-verify Return’.

Approach 1: Using Aadhaar OTP for E-Verification

Ensure that your mobile number is linked to your Aadhaar for e-verification of your ITR using Aadhaar. Make sure your PAN is connected or linked to your Aadhaar number as well. Let’s have a look at the e-verification process using this OTP.
Select ‘I would like to e-verify using OTP on a mobile phone number registered with Aadhaar’ on the e-verify page.
On your screen, a pop-up would get displayed. And now, you must tick the box that says “I agree to validate my Aadhaar data” and then click the button which is named as, ‘Generate Aadhaar OTP’ button.
Your registered cell or mobile phone number will get an SMS with the 6-digit OTP generated in the same.
Click the ‘Submit’ button after entering the OTP received via SMS in the necessary text box provided for the same. Your ITR will be validated when it has been submitted successfully. The OTP is only valid for 15 minutes, due to which the e-verification should be completed within this time.
We can see that, on a common method most of the taxpayers would go for Aadhaar OTP for e-e-verifying their return.

Approach 2: Using Available or Existing Aadhaar OTP for E-Verification

Ensure that your mobile number is linked to your Aadhaar for e-verification of your ITR using Aadhaar. Make sure your PAN is connected or linked to your Aadhaar number as well. Let’s have a look at the e-verification process using this OTP.
When you select the option to E-E-verify Return and choose the return you would want to e-verify you would be taken to a page with the multiple approaches you can choose for e-e-verifying your return as it was stipulated before.
Now, under this method, instead of the option namely, ‘I would like to e-verify using OTP on a mobile phone number registered with Aadhaar’ as chosen in the previous approach, now you should choose the option namely, ‘I already have an OTP on Mobile number registered with Aadhaar’.
Then you should enter such OTP which is already available, in the box given for the same. After this click on the button named, ‘Continue’.

Approach 3: E-Verification using Net Banking

If you wish to use a net banking facility to e-verify, your bank account must have a net banking facility and the same must be activated.

  • On the ‘e-verify’ screen, click the ‘Continue’ button after selecting ‘Through Net Banking’ option available.
  • Select the bank through which you wish to validate your ITR in the following stage and click the ‘Continue’ button available on the screen.
  • After that, you must log in to your bank account’s Net Banking through its web portal for net banking. Choose the e-verify option, which is normally found under the ‘Tax’ page or Value-Added Services option. This will differ according to the bank and their settings.
  • You’ll be now directed to the e-filing page once more. Go to the appropriate ITR form and click ‘e-verify,’ and your tax return will be correctly e-verified, making it eligible for further processing by the Income Tax Portal.

Approach 4: E-Verification using Demat Account

Using a Demat account to e-verify an ITR is comparable to using a bank account. The only difference is that the EVC will be created and sent to your pre-validated and EVC-enabled Demat account’s cell or mobile phone number and email address.

Approach 5: E-Verification using Bank ATM

Another option for generating EVC is to do it offline. It’s done with bank ATM cards. The Central Bank of India,SBI, Axis Bank, Canara Bank, IDBI Bank, ICICI Bank, and Kotak Mahindra Bank are among the institutions that provide this service. All you have to do is go to an ATM at your bank and swipe your ATM card.

  • For income tax return filing, enter your ATM PIN and choose ‘Generate EVC’ option.
  • An EVC will be delivered to the mobile number and email address you provided when you enrolled for the e-filing site. It’s crucial to remember that your PAN has to be registered with the bank.
  • After that, go to your account’s e-e-verify page and choose ‘I already have an Electronic Verification Code (EVC)’. Click on e-e-verify after entering the EVC code.

Approach 6: E-Verification using Bank Account

To e-verify through a bank account and create EVC, you must also have a pre-validated bank account. Receiving an income tax refund requires pre-validation of a bank account, which if not done would not fetch you the refund.
This approach will produce EVC and send it to the mobile number and email address associated with your pre-validated and EVC-enabled bank account. Enter the EVC that was sent to you and click the ‘e-e-verify’ button.
If your books of accounts have not been audited for a relevant financial year, then you can utilise the preceding ways to e-verify your ITR.
And if the same has been audited, then the below given approach should be used:

Approach 7: E-Verification using DSC or Digital Signature Certificate

  • If your books of accounts are audited, however, you must e-e-verify your return using a Digital Signature Certificate (DSC). Select the option ‘I would want to e-E-verify utilising Digital Signature Certificate (DSC)’ on the e-e-verify page.
  • Now, select ‘Click here to download emsigner utility’ from the E-verify using Digital Signature Certificate (DSC) menu.
  • Return to the e-filing page after downloading and installing the emsigner utility, select the option ‘I have downloaded and installed emsigner utility’ on the e-verify with Digital Signature page, and click the ‘Continue’ button.
  • Select ‘provider’, ‘certificate’, then input the password on the following screen. Then press the ‘Sign’ button.

The mobile number and also the email address you submitted on the e-filing site will get a message validating the completion of e-verification.
Thus, it can now be concluded that the mere filing of ITR or the Income Tax Return would not release you from the tax liability. And for this you should complete the e-verification of your ITR filing by using the above stipulated methods. The same should be completed within due time prescribed by the Income Tax Department, which as of now is within 120 days.

Frequently Asked Questions or FAQs

Is ITR verification required?

The filing of a return does not end with the uploading of an ITR. Return verification is necessary to complete the return filing procedure.

What does the capacity column given on the income tax return’s verification tab indicate or mean?

The individual or any person authorised under Section 140 can e-verify and sign the return (a). The following are examples of situations when someone other than the individual can sign:

  1. Any person he authorises to sign on his behalf if the individual is not in India.
  2. His guardian or any other person competent to act on his behalf if he is mentally disabled.

iii. For any other reason– if the individual is unable to sign, anybody he authorises to sign on his place.

What is the best possible way for me to e-verify my ITR or return?

You maybe able to check the status and complete e-verification of your return online. An Aadhaar OTP or an EVC obtained through net banking, a bank account, or a Demat account can be used for online e-verification. If you are unable to e-verify your return, you can print, sign, and send the return filing acknowledgement, i.e., ITR-V, to the CPC in Bangalore to be processed.
Let’s say you’re manually filing a tax return (if you are not bound to file your return online). In that situation, you may sign your income tax return for verification and send it to the jurisdictional income office.

To e-verify a return, how can one generate an Aadhaar OTP?

An Aadhaar OTP can be used to e-verify an ITR once it has been filed. To use Aadhaar for e-verification, you must connect your Aadhaar to your PAN and registered cell phone number. After that, complete the procedures below to e-verify:

  1. Select ‘e-verify Return’ from the ‘e-File’ menu.
  2. Select Option 3 – “I would like to e-verify using OTP on a mobile number registered with Aadhaar” from the e-verify link.
  3. An OTP will be sent to your registered phone number.
  4. Click the ‘Validate’ button after entering the OTP.

What is the time limit for completing e-verification of ITR?

The e-verification of the ITRfiling should be completed within a period of 120 days, from the date of filing of your ITR, as it will be processed only after the completion of this e-verification by the Income Tax Department.

When does an employer deduct TDS yet fail to provide a certificate?

Before making a payment, everyone who is responsible for paying a salary must subtract TDS. According to the Income Tax Act, everyone who deducts TDS from a payment must provide a certificate detailing the amount of TDS deducted and submitted. Employers who deduct TDS from their employees’ salaries are obliged to provide a certificate (Form 16) in a certain manner.

Are there any advantages to e-verification of online returns?

You can avoid signing, submitting paper copy of return filing acknowledgement by using e-Verification using an Electronic Verification Code (EVC) or an Aadhaar OTP, as the case may be. In addition, as compared to other types of verification, e-verification speeds up the processing of your return.

My return was e-filed. My ITR-V has been printed, signed, and forwarded to CPC. CPC, on the other hand, has informed me that they have not yet received ITR-V. In addition, 120 days have passed since I submitted my return. So, what should I do now?

You may send your ITR-V to CPC once more as the first one has not reached them. As long as you can demonstrate or furnish adequate documentation or data of having sent the ITR V to CPC for the first time, you will not be viewed as a taxpayer who has not filed his return or paid tax.




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