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Andhra Pradesh Encumbrance Certificate

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  • Post published:December 8, 2023
  • Post category:General


Last Updated on January 12, 2024 by Kanakkupillai

Encumbrance refers to the Sub Register office records about registering land, bhumi, or assets. It contains all the information related to land ownership transactions, including the current owner’s information and ownership status. To put it another way, it was one of the official land documents that certify an asset’s existence in formal government records. Every transaction, including revenue, ownership transfers, GPA registration, gift deeds, bank loans, etc., will be included in the encumbrance certificate statement.

The Andhra Pradesh EC is a record that indicates a property’s legal standing and authority and any encumbrances, including mortgages, debts, and legal challenges. The EC is available online or offline and is distributed by the Andhra Pradesh Department of Registration and Stamps. When purchasing or selling a property, the EC helps confirm the ownership and background of the asset.

How to Use IGRS Online for Applying for an Encumbrance Certificate in Andhra Pradesh

To apply for an encumbrance certificate in AP using IGRS: 

  • Visit the webpage of the AP Registration and Stamps Department.
  • Go to the Andhra Pradesh Registration and Stamps Department’s official site. 
  • Then choose “Encumbrance Certificate.”
  • Tap on Encumbrance Certificate after swiping down.  
  • Register, fill out the form, and press the submit button. 
  • Give your name, contact information, Aadhaar ID, user ID, password, and address. 
  • User credentials will be sent to the applicant’s specified phone number. 
  • An OTP will be sent to the registered cellphone number you provided while submitting your user ID and password. 
  • After entering the CAPTCHA code and OTP, select “Submit.” 
  • Enter your login information to log in.
  • Navigate to the main page and select the encumbrance certificate below “Online Services.” 
  • Input the SRO name or codes, registration year, and documentation number. 
  • Select “Next” after the indicated property’s information is shown. 
  • To obtain the unsigned certificate, pick it from the list of alternatives and click “Print.” 
  • After selecting the “Signed” option, an OTP will be issued to the registered cellphone number if you would want to install the signed certificate. The signed EC is available for download when verification is finished. 

In many states, obtaining an encumbrance certificate requires sending Form No. 22 and the necessary paperwork to the sub-registrar’s office, along with details about how long the encumbrance certificate would be required.

Cost and Fees

In Andhra Pradesh, the cost of performing a search and providing an encumbrance certificate valid for a maximum of thirty years is INR 200 for each certificate. The price for more than 30 years is INR 500.

Determining Market Value Online 

Using the official website of the Andhra Pradesh Land and Property Registry, applicants may ascertain the market value of both agricultural and non-agricultural assets. This is a detailed tutorial on how to perform an online market rate check:

  • Go to the Andhra Pradesh Department of Registration and Stamps website.
  • Select the “Market Value” option that is located on the left side of the page.
  • Input the necessary information, including the district, community, Mandal, and property type. Next, select “Submit.”
  • The findings for market value are shown on your screen.

How Can an Encumbrance Certificate in AP Be Verified?

  • Visit the official website to confirm an Encumbrance Certificate in AP.
  • •Select “Service” by clicking.
  • •Put the document number or note here.
  • Send in the verification request.

Encumbrance Certificate in AP Details

These facts are included in an online encumbrance certificate that is supplied in Andhra Pradesh. 

  • Full description of the assets as stated in the sale deed
  • Creditors who purchase land will find information about the mortgage in the EC
  • In the event of a released deed, information will be accessible if a partner releases their portion of the jointly purchased property
  • Transaction information about the property, like the owner’s name
  • A detailed definition of the property as stated in the sale deed  

How to Get an AP Encumbrance Certificate Online?

  • Go to the State’s Registration and Stamps Department’s online website. 
  • Click on the encumbrance certificate to obtain it online.
  • From the homepage, choose the option for Online EC.
  • Decide which sub-registrar office and area the home is located in.
  • Type in the property’s survey, building, or document numbers, together with the year of registration.
  • To examine the specifics of the encumbrance, select Submit.
  • To download the encumbrance certificate as a PDF file, select Download.

How to Apply Offline for the Certificate? 

  • The closest sub-registrar office should be visited.
  • Complete an application form with the necessary information and payment.
  • Send the form in and watch for the verification procedure to begin.
  • Get your encumbrance certificate from the post office.

How to Locate a Stamp Vendor List?

  • Visit the Andhra Pradesh Department of Registration and Stamps’ homepage.
  • Select the stamp vendor list link on the homepage.
  • Choose your district using the drop-down menu.
  • Save the vendor list for stamps on your computer.

How do you locate homes that are prohibited?

Properties that are forbidden by Section 22-A of the Indian Registration Act, 1908, from being listed or sold by the government are classified as prohibited assets in the IGRS. Based on state regulations, they might include government property, waqf lands, foundation lands, poramboke properties, etc.

  • Go to IGRS AP’s official webpage.
  • Select Prohibited Properties from the Online Services section of the site.
  • Choose the village, mandal, and district using the drop-down choices.
  • Tap on Search after entering the survey number or all of the survey numbers.
  • A list of restricted properties in the chosen location will be displayed to you, along with their specifics.

Significance of the Encumbrance Certificate

The following points demonstrate the significance of an EC:

  • Because acquiring a house involves a large financial commitment and because it may be transferred to the property owner, buyers should be aware of any encumbrances. 
  • Getting an “Encumbrance Certificate” for an asset gives a buyer the confidence that it is free from any current financial or non-financial obligations, including liens, unpaid debts, and leases. Clients must get the certificate as it is also provided at the time of loan against assets and home loan apps, securing the asset’s legal name and confirming the buyer’s eligibility for the loan.
  • The necessary paperwork is filed to finalize the property mutation.
  • Withdrawing PF for real estate, building, or acquisition

What are the typical errors to avoid when applying for AP encumbrance?

The following are typical errors to stay away from while requesting an AP encumbrance:

  • Choosing the wrong search criteria, like a document number, home number, or survey number
  • Inputting inaccurate or incomplete property information, such as district, SRO office, registration period, house number, etc.
  • Failing to verify the correctness and legitimacy of the AP encumbrance certificate after getting it
  • Failure to save a duplicate or backup of the AP encumbrance certification for your records in the future

What is the estimated duration for obtaining an Encumbrance Certificate?

Because each State has a different process for acquiring an encumbrance certificate, the time required to receive one might also differ. If you register online for an EC instead of offline, you could get the certificate more rapidly. Online applications are often completed within two to three business days. Conversely, if you apply offline, you must wait six to thirty working days to obtain EC.

Types Of Encumbrance Certificates 

Four main forms of encumbrances that might impact property ownership are liens, deed limitations, easements, and encroachments.

  1. Lien: One of the most common encumbrances, a lien is a financial obligation—like a mortgage—that is secured by property. It persists until the mortgage is settled in full or may result in tax liens for overdue taxes. In addition, contractors have the right to seek liens for unpaid property repairs; if these are not settled, this might result in foreclosure.
  2. Deed Restriction: Also known as restrictive covenants, deed restrictions constrain how a property may be used. These might include limiting buildings, designating parking spaces, or outlawing satellite dishes on rooftops. They are frequently seen in historically significant buildings and typically serve to preserve property values.
  3. Easement: Easements permit specified persons or entities to utilize a property they don’t own. For instance, neighbours using a driveway or utility providers accessing land to develop electrical infrastructure. Not property ownership, but land usage is the subject of easements.
  4. Encroachment: An encroachment occurs when a piece of property borders on another. A fence or a tree limb may cross property boundaries in this situation. Those who are impacted by encroachments frequently want them removed because they can make title transfers more difficult.

Property owners and purchasers must be aware of these encumbrances as they may affect the asset’s use, rights, and value.


Getting an encumbrance certificate is crucial in real estate transactions in Andhra Pradesh. This certificate, which may be obtained from the local sub-registrar office, is quite valuable in Andhra Pradesh’s real estate market. People may now more readily get this crucial document and examine real estate market prices thanks to the online approach. By following the easy procedures listed above, buyers and sellers of real estate may enjoy a simple and legally sound transaction process.

The state’s Inspector-General of Revenue and Stamps, or IGRS, is responsible for levying and collecting property-related levies.  


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